Tata AIG Health Insurance Plans

Trying to keep up with increasing work pressure can take toll on your health but keeping your unique requirements in mind, we offer a health insurance product that protects you all round with minimum fuss and maximum gain.

Key Features

• Hospitalisation: Specified hospitalisation benefit shall be provided if the insured person is hospitalized for the treatment of injury/sickness.

• Post Hospitalization Expenses: Pays lumpsum amount after hospitalisation under following circumstances only

  1. Post operative physiotherapy-eligibility: Minimum of 2 visits.

  2. Chemotherapy and/or radiation-eligibility: Minimum of 3 visits. Payable once during the lifetime of the insured.

  3. Kidney dialysis: Payable once during the lifetime of the insured.

• Value added service: Facilities like free health line, health portal, health query, discounted services for the health and wellness and e-news letter will be provided to the insured where he will get access to various health articles and will be able to raise queries and get them answered by experts. 

Want a single policy that covers your child’s education and your parents’ medical expenses too? We have it for you. Protect your whole family with Wellsurance Family Policy and stay relaxed. It’s single policy for everyone’s happiness.

Key Features

• Intensive care unit benefit: We will pay a daily benefit for each day you are an inpatient admitted in the intensive care unit in a hospital due to injury/sickness subject to any applicable deductible shown in the policy schedule and commences under the circumstances described in a hazard and while this policy is in effect, subject to the maximum shown in the policy schedule.

• Ease of hospitalisation: When a family member is admitted to the hospital for a illness or injury, we will provide them with a daily cash allowance for up to 90 days. 

• Ambulance Charges: Pays upto the specified amount towards the medical transportation fees and services incurred for bringing the insured to the hospital following an accident and returning to the normal place of residence after being discharged from the hospital.

• Value added service: Facilities like free health line, health portal, health query, discounted services for the health and wellness and e-news letter will be provided to the insured where he will get access to various health articles and will be able to raise queries and get them answered by experts. 

Don’t let your own health slip up while you carry the weight of the whole family on your shoulders. So, we give you a plan that takes care of everything for you, from a simple illness to a critical emergency.

Key Features

• Ambulance Charges: Pays upto the specified amount towards the medical transportation fees and services incurred for bringing the insured to the hospital following an accident and returning to the normal place of residence after being discharged from the hospital.

• ICU charges for 15 days are included in our hospitalisation benefit. So, don’t stress about daily expenses when you’re admitted to the Intensive care unit.  

• Cosmetic Reconstruction Surgery: Pays the specified amount if the surgery is conducted as a reconstructive procedure on structures of the body for the purpose of the restoring/improving bodily function or correcting significant deformity resulting from accidental injury as covered under the hazard, subject to the maximum shown in the policy schedule.

• Value added service: Facilities like free health line, health portal, health query, discounted services for the health and wellness and e-news letter will be provided to the insured where he will get access to various health articles and will be able to raise queries and get them answered by experts. 

Don’t let a health issues stop you from living your life to the fullest. Get the best treatment without having to stress over medical expenses. We’ll take care of that so you can focus on getting better quickly.

Key Features

• No money worries, no stress: We give the entire coverage amount in a lump-sum. 

• Our checklist for critical ailments: Heart attack, Cancer, Stroke, Open chest CABG, Kidney failure, Organ transplant, Bone marrow transplant, Blindness, Coma, Major burns, Multiple Sclerosis, and Paralysis are the critical illnesses covered.

• Go for a second opinion: Assailed by doubts regarding your diagnosis? Go to another doctor/hospital for a second opinion. It’s all covered.

• Enhance your sum assured: If you later decide to increase your coverage amount, our ‘Sum Insured Enhancement’ feature can kick-in during your policy renewal.