Key Features of ReAssure 2.0

1. Lock the Clock

• Save as You Age: Pay premiums based on your entry age until you make a claim. This feature ensures that your premium remains affordable as you age, providing long-term savings

2. ReAssure Forever

• Unlimited Coverage: This benefit activates after the first claim and offers unlimited coverage for multiple claims throughout the policy period. Enjoy uninterrupted protection for all your healthcare needs

Let’s look at the No Claim Bonus for different plans:

Bronze+: No Claim Bonus increases by 3X of Base Sum Insured

Platinum Plus: No Claim Bonus increases by 5X of Base Sum Insured

Titanium Plus: No Claim Bonus increases by 10X of Base Sum Insured

For example, if you have a Base Sum Insured of INR 10 lakh with the Titanium+ Variant, and you make no claims for 10 years, your total Sum Insured will be 1.10 Crore (10 Lakh base + 1 Crore Booster+). This means you will have a significantly higher coverage than what you initially paid for

3. Booster+

• Carry Forward Unused Sum Insured: Any unused sum insured is carried forward to the next policy year, up to a maximum of five or ten times the base sum insured. This ensures you don't lose your benefits even if you don't use them

4. Safeguard+

• Coverage for Non-Payables: All non-payable expenses are covered under this feature, ensuring comprehensive financial protection during hospitalization

5. Live Healthy

• Renewal Premium Discount: Stay healthy and save money with up to 30% discount on your renewal premium based on your step count. This encourages a healthier lifestyle while reducing your insurance costs

6. Hospitalization Coverage

• Short-term Hospitalization: Coverage is available for hospital stays of 2 hours or more, ensuring you are protected even for short-term medical needs

Coverage Details

• Base Sum Insured Options: Choose from a variety of sum insured options ranging from INR 5 Lakhs to INR 100 Lakhs, suitable for different financial and health coverage needs

• In-patient Care: Full coverage for hospitalization, including AYUSH treatments, up to the sum insured

• Pre-Hospitalization: Coverage for 60 days before hospitalization

• Post-Hospitalization: Coverage for 180 days after discharge

• Modern Treatments: Coverage up to the sum insured, with a sub-limit of INR 1 Lakh per claim for specific robotic surgeries

• Ambulance Services: Road ambulance coverage up to the sum insured and air ambulance coverage up to INR 2,50,000 per hospitalization

• Home Care/Domiciliary: Full coverage for home treatment up to the sum insured

• Organ Donor Expenses: Coverage for organ donor expenses up to the sum insured

• Annual Health Check-Up: Complimentary health check-ups from day one for insured individuals

Additional Benefits

• ReAssure+: Triggers from the first claim and provides unlimited coverage for subsequent claims, forever

• Second Medical Opinion: One second opinion per policy year for any medical condition

• E-consultation: Unlimited online consultations within the network

• Shared Accommodation Benefits: Daily cash benefits for shared accommodation during hospitalization