The monsoons undoubtedly make everything beautiful and you might love to go for long drives in the wonderful weather. But it should be remembered that this season is the worst for your car. The car parts get rusted and corroded due to the moisture in the air and also the rain damages the paint.
Besides this the traffic jams due to water logging affect the engine of the car. Your car needs special care in these months of the year for it to run well and for a long time.

Tips to Protect the Car in Monsoon

Following are some of the tips that must be kept in mind while using your car in the monsoons:

• Car Paint: The rain water can have components which are acidic and this can spoil the paint of the car. A protective coat should be done which will not only protect the paint in the monsoons but will also provide protection from road salt, bird dropping and heat. This makes it simpler to clean the car and the paint stays for longer. Also, to ensure there is not much damage to the car paint in the rains, the car must be cleaned with soap and water regularly.
• Avoid Rusting: The underside of the car comes in contact with more water than other parts and this can cause rusting. As this part is not visible, it can be ignored easily and gets rusted and corroded. There are anti corrosion treatments available which can protect this part of the car.
• Wipers: Before the monsoons arrive, the wiper blades should be checked and changed if needed
  as these can wear out.
• Ventilation: If you are using the car in the monsoons, there is no way you can avoid rain. The most important thing that must be done is that the car should be parked in a place which is well ventilated. Basements can be damp and can increase the rusting and also the car should not be draped in the rain. Anything that can avoid moisture must be done to keep the car in a good condition.
• Brakes: Rains are bad for the brakes of the car and they need special attention in the monsoons. The stopping power of the brakes gets affected due to excessive water. The car should not be left for long in water as that can spoil the brakes.

Do’s Don’ts to Keep In Mind

The car can be affected quite badly when being driven around in the rain. Some things which should be kept in mind to ensure your safety and for the performance of the car are:

• Do not drive fast. If the car is at a low speed you can avoid water affecting the car.
• To ensure other vehicles see you when driving in heavy rains, keep the headlights on.
• Keep proper distance from the cars as in rains cars can need to stop suddenly.
• Do not press hard on the brakes. Pressing the brakes hard can cause the car to slide forward.
• Do not brake the car if you are aquaplaning. In such a situation you should drive slowly and take your foot of the accelerator to let the car move at a very low speed.

How Car Insurance Can Help?

Your car insurance can cover the basic damages that the rains can cause but there are some monsoon specific coverage options which must be bought when buying or renewing car insurance especially if you stay in an area which is exposed to heavy rains. Some of the Add on covers you can take are:

Engine Protector Cover: This can be taken for cars which are not more than Seven years old and this cover will pay for any repairs and replacements which need to be done to the car due to rains/floods/inundation and not any accident.

Roadside Assistance Cover: This helps to get assistance if you are stuck on the roadside during monsoons due to car breakdown. In such a case assistance is sent by the team of the insurer.

Zero Depreciation Cover: This cover is available for cars less than 5 years and with the help of this cover full settlement value can be availed at the time of a claim.