ICICI Lombard, a leading private general insurer in India, proudly announces the launch of its revolutionary health insurance product, ‘Elevate’. Powered with AI, the first-of-its-kind health product is loaded with cutting-edge features and add-ons, offering personalised solutions to meet the needs of dynamic lifestyles, unforeseen medical emergencies and medical inflation. This significant launch underscores ICICI Lombard’s commitment to pioneering advancements in the insurance industry, delivering exceptional value to its customers.

Key features of ELEVATE

1) Infinite Sum Insured : Never run out of cover when you choose Infinite Sum Insured. The hassle of limited coverage will then be a thing of the past. This feature addresses the concern of limited coverage and sum insured and ensures that policyholders never run out of coverage.

2) Infinite Claim Amount : Get one-time infinite claim amount for your selected claim with Infinite Care add-on. Sounds unreal, but it’s true! This add-on offers comprehensive financial protection with an infinite claim amount for one-time claims during the policy lifetime without considering the sum insured.

3) Infinite Cumulative Bonus : Get Cumulative Bonus of 100% every year irrespective of claim for indefinite period with Power Booster add-on. This add-on provides a 100% cumulative bonus annually, irrespective of claims, for an indefinite period.

4) Infinite Reset : Trigger a reset of your coverage unlimited number of times with Reset Benefit. This feature triggers unlimited coverage resets, ensuring continuous protection regardless of claims.

5) Jump Start : This Infinite Assurance Jumpstart add-on enables people having pre-existing diseases like Asthama, Diabetes, Hypertension, Obesity gets your waiting period reduced to 30 days as against the industry norms of waiting period of 3 years.

6) Wellness Progarm : Stay fit and get rewarded with a discount of up to 30% on your renewal premium.

7) Claim Protector : Covers non-payable expenses in a claim such as gloves, masks to protect you from unnecessary out of pocket expenses and for a seamless claims experience.

8) Inflation Protector : Your sum insured year on year will beat inflation irrespective of the claims you make.

Anand Singhi, Chief of Retail and Government at ICICI Lombard, stated, “‘Elevate’ embodies our steadfast dedication to pioneering innovation and customer-centricity. As a ground-breaking industry first, powered by an AI engine, ‘Elevate’ will redefine health insurance, ensuring a deeply personalised experience tailored to customers’ needs. With add-ons such as ‘Infinite Care’ and ‘Power Booster,’ we have set a new standard in health insurance, empowering our customers with unparalleled peace of mind in an increasingly dynamic world."

Elevate is designed to accommodate the rapidly evolving ecosystem and offers personalised, customer-centric plans that prioritize comprehensive coverage and flexibility.